Editorial: Don’t ignore loan shark victims
The government criminalized loan sharking in July last year following a series of protests launched by usury victims. The majority of loan shark victims were poor people leading subsistence living. They had taken loans from unscrupulous lenders for various reasons, from paying medical expenses to sending their sons abroad for foreign employment and paying for their daughters’ weddings. In exchange, they offered what little land they owned as collateral or agreed to pay the interest rates dictated by the lenders.
Little did they know that they had agreed on an impossible deal, that they would forever be indebted to their lenders or lose their collateral. It was as if they had been held hostage by their lenders.
With the passing of the law that came into effect following the amendment to the National Criminal Procedure (Code) Act 2017, it was expected that the loan sharking victims would finally be free of their financial troubles. Convicted loan sharks could face jail terms of up to seven years with fines up to Rs 70,000. In case of those loan sharks found guilty of confiscating cash or property from borrowers, the law prescribed that they return the equivalent cash or property.
The government also formed a commission to investigate and resolve usury-related cases. The commission recorded thousands of complaints in the initial weeks and many loan shark victims were finally unburdened from their seemingly unending debt cycle. But not everyone got justice. Many loan shark victims still do not seem to have recourse to legal channels. They are still resorting to protests and demonstrations to make themselves heard.
Usury victims from various parts of the country are still walking all the way to Kathmandu to demand justice. This is a cause for concern; clearly the law has not deterred loan sharks from exploiting the poor. Many victims say that their lenders are too powerful and politically connected. The government should make sure that the concerned authorities prosecute those loan sharks, no matter how powerful or politically linked they are. No one is above the law.
Andrew Mitchell: The $500m package reflects our joint priorities
The United Kingdom’s Minister of State for Development and Africa, Andrew Mitchell, was in Nepal on a two-day visit (Feb 19-20) to jointly announce with senior Nepali government officials a $500m grant assistance package. Minister Mitchell held meetings with Prime Minister Pushpa Kamal Dahal, Foreign Minister Narayan Prakash Saud and Finance Minister Prakash Sharan Mahat, inspected various projects being undertaken with British assistance and also found time to interact with the media. Excerpts from the interview:
Is the $500m package your priority or our priority?
This package is based on our government’s 140-page White Paper. There are two things about development that really matter. Development works only when it is long term and when it involves a partnership. We believe strongly in localism, we believe in partnership. It’s not about your priorities or our priorities. The package reflects our joint priorities. We do things together to advance common agendas. It is not about a country with money doing something to a country with less money. It’s about working together, with partnership to achieve joint objectives.
We make sure that what we pursue is jointly desired, that it is a joint endeavor.
Is this money going through the government channel?
Results are important, rather than the route for channeling funds. We have zero tolerance against corruption and want to make sure that every pound from the British taxpayer is spent in a transparent and efficient manner. We believe that sunshine (transparency) is the best disinfectant.
Recently, there was an agreement to send Nepali nurses to work in the UK. Don’t you think it will impact Nepal’s fragile public health delivery system?
When I was not a minister, I tabled a Bill in the British House of Commons with a provision: Whenever a nurse or a clinician comes from a developing country to the UK, our development program should pay for two nurses to be trained in that country. The Bill is yet to materialize. We believe in free movement.
A lot of people come to our country to build up their skills, many of them return to their home countries to use their skills. Through the development program, we are building capacities, including in the health areas, which I saw inside a hospital yesterday (at the Lumbini provincial hospital). Generally, we do not approve such arrangements, unless it is a government-to-government agreement. There are, I hope, benefits for both sides in this and that’s important. Part of our program is about building up health capacity in Nepal, which is very important for both of us.
Gurkha servicemen are seeking equal treatment in terms of pay and perks, they are seeking justice. Do they not deserve it?
Reopening pension issues, which have already been decided, is very difficult.
I think it is very important to keep talking, so that everyone’s views are heard. Under British pension law, it is quite difficult to take retrospective action. If you take retrospective action in one set of pension arrangements, then it sets a very bad precedent.
So, reopening pension issues, which have already been decided, is very difficult.
But the relationship between Nepal and the UK is extremely important, and the Gurkhas are a central part of this relationship. So, I think, the important thing is to continue to talk and reflect on these matters as we go forward.
At a glance
- New UK Development Portfolio is expected to help Nepal tackle the climate crisis, mobilize international finance for development, deliver economic transformation, and support governance and inclusion
- UK development support will see $505m in grants delivered by 2030
- Impacts will include helping create 13,500 jobs, attracting more than $1bn in investment and supporting access to quality health and education services for 2m women and girls
Priority areas
- Economic development of Nepal
- Private sector development
- Strengthening governance and service delivery systems
- Health education
- Climate and disaster resilience
- Investment in green growth areas
- Investment in evidence and data
- Strengthening service delivery systems
The biryani invasion
Biryani dominates online orders in Kathmandu, followed by momo, burgers, pizza, fried chicken, rolls, samosas, naan, chowmein, and noodles.
A few months ago, I was surprised to read news about the popularity of biryani in Kathmandu. Initially, I thought its influence might be shaping Nepali cuisine, but then I realized that food transcends geographical boundaries. I became confident that a unique variation of the biryani—Nepali biryani—would gradually emerge.
In my role as the research and development chef for a prominent airline and event company, I delved into the intricate world of biryani, uncovering its fascinating history and evolution. Biryani, a culinary gem and global sensation, has its origins shrouded in mystery, with theories pointing to its introduction by the Mughals from Persia or its creation in South India as the ‘Oon Soru’ or ‘one-pot meal.’
The Mughals, renowned for their culinary expertise, left an indelible mark on biryani by introducing Persian ingredients, cooking techniques, and the iconic ‘dum’ cooking method, similar to how we cooked ‘pakku’. In this technique, rice and meat are sealed in a pot over a low flame. Saffron and yogurt played a pivotal role in shaping the biryani we savor today.
Biryani’s historical journey through ancient India is evident in references to similar rice dishes like ‘yavasa’ mentioned in the Arthashastra, an ancient Indian book by Chanakya. The Mughals’ influence, particularly their love for saffron, yogurt, and the dum technique, significantly contributed to the rich and aromatic flavors of biryani.
Regional variations of biryani across India add to its charm, from the fragrant and sweet South Indian biryani to the globally renowned Hyderabadi biryani. In my exploration, I found that biryani has become not only a beloved dish but also a top choice for home delivery, ranking as the number one most-ordered dish on various online platforms in India. And the same thing is happening here in Nepal.
When I’m stuck or short of a dish during my food presentations for the airline, and if I have to prepare a staff meal, biryani is my problem solver. It’s a last-minute fix that is so versatile, accommodating lamb, chicken, fish, seafood, vegan, vegetarian, gluten-free, Jain Hindu, or Muslim preferences. It serves as a main dish fulfilling everyone’s desires.
Has anyone cooked biryani? There is a precise technique and process to follow, creating layers of mostly meat and rice with fried onion, mint, coriander, rose water, kewra water, yogurt, clarified butter (ghee), saffron, and a carefully selected blend of whole garam masala, finished with garam masala powder – the key to biryani, along with long-grain aged basmati rice.
In essence, biryani is a rice dish that originated in India but has spread worldwide. It’s a fragrant rice dish enjoyed with various meats, vegetables, and spices. Here, we will explore some famous biryani dishes from different countries.
In Saudi Arabia, it’s called Mandi; in Bahrain, Machboos or Machbosh; in Qatar, Mashkool. An epic Ruz Sayadeya, or Egyptian seafood rice, starts with a base of onions caramelized to perfection. In a hot pan, add a drizzle of oil and then add grated onions, spices, salt, and pepper, stirring over low heat until the onions are caramelized and have a deep amber color.
Is paella, the national dish of Spain, related to Spain? Although both are very popular rice dishes, paella is a dish from Spain that originated after the Arabians invaded and ruled the Iberian Peninsula. Paella is usually made with bomba rice, which is highly water-absorbent, giving the dish a mushy texture. Apart from meat, lots of seafood like oysters, crab, prawns, etc., are used in this dish. It’s conventionally cooked in a paella pan, a flat-bottomed, broad dish with handles on both sides. Traditionally, it was cooked on weekends by men who used to rest on weekends.
Did pulao become paella? With Arabs bringing rice to Spain, it’s likely they also brought numerous rice dishes. Imported dishes get ‘translated’ by local ingredients and culture. I’m confident that Arab predecessors didn’t include pork sausage in their rice dishes. Given some Muslims’ aversion to shellfish and other non-fish sea creatures, black paella may be indigenous to Spain.
But dishes like Arroz con Pollo? They’re likely just minor variations on the theme of pulao, pilow, pilaf, and biryani.
Biryani’s history reflects dynamic evolution, adapting to changing tastes and preferences. Modern variations include different meats, the incorporation of vegetables, and the creation of fusion biryanis. Chefs and home cooks have showcased their creativity with innovations such as biryani bowls, wraps, and healthier alternatives like quinoa biryani.
The journey of biryani from ancient India to its current global popularity is a testament to its enduring charm and the adaptability of this timeless culinary delight. As a chef, I’m excited by the continued innovation and creativity surrounding biryani.
Due to its growing popularity, biryani can even be found in unique variations in countries like Sri Lanka, Burma, Brunei, and even Thailand. Biryani spread like wildfire through India and eventually found its way up to Nepal.
The author is a UK-based R&D chef
Hydropower in the sixteenth plan
Beginning 1956, Nepal has had 15 periodic plans, or five-year plans. The 16th plan (Fiscal Year 2024/25-2028/29) is set to commence, with the slogan of good governance, social justice and prosperity. It has set a priority of achieving prosperity for the great majority of people.
Nepal has neither had good governance nor social justice for decades. In the absence of good governance, corruption, bribery and smuggling are rife from the center to the local level. Social, political and economic inequality is rising. Prosperity has become a hollow buzzword, a slogan to impress a layman.
The 16th five-year plan has given utmost priority to develop hydropower. Nepal possesses hydropower potential of about 45,000 megawatts, which surpasses the domestic need. In other words, Nepal stands at a good position to export electricity. Export market of electricity is large, viable and positive. Considering the wider scope of export to neighboring countries, the upcoming periodic plan has set a target of producing electricity to the extent of 11,769 megawatts in five years. Half of this will be exported to India, Bangladesh and China. However, there are no ready-made transmission lines for export electricity to China or India or Bangladesh. Nepal aims to conduct a bilateral trade treaty with India, China and Bangladesh to export electricity on a large scale. Subsequently, it also sets a plan to construct and expand in-country and inter-country transmission lines. Currently Nepal has an electricity output of 2,855 megawatts, of which only a tiny part is exported to India seasonally. There is a larger possibility to export electricity to Bangladesh, provided India grants the permission to use its transmission line.
In the previous fiscal year, 98 percent of the total population had access to electricity. The 16th five-year plan aims to cover the rest of the population with electricity. Similarly, the plan has set a target of reducing electricity loss from 13.46 percent to 10.80 percent. Within the plan period the per capita electricity consumption will increase from a mere 380 KWh to 700 KWh. This sector aims to create job opportunities for 0.4m people. Currently it provides employment to less than 0.1m people.
In order to realize its hydropower ambitions, Nepal requires a huge amount of money. For this, the government plans to mobilize internal and external capital, both from the public and the private sector. Private sector producers can construct hydropower projects in partnership with foreign investors. They can also export electricity to India and elsewhere on their own initiative. Similarly, the government will grant permits for particular projects to develop for foreign investors under the model of build, own, operate and transfer (BOOT) system.
This shows that internal as well as external capital would be poured to develop this sector to meet the target of generating electricity in the plan period of five years. It definitely helps to create jobs for those who are unemployed, and provides opportunity for both unskilled and skilled manpower. Electricity is essential to increase production capacity of other economic and social sectors such as manufacturing, agriculture, tourism, health, education and the rest of the sectors of the Nepali economy. Along with this, investment in equal footing for all of these sectors to develop side by side is essential. However, hydropower is a capital intensive sector. It requires a huge amount of money to develop. This sector would attract more internal and foreign investment to meet the growing demand of electricity in both the domestic and foreign markets. Resources in hand could be diverted for the development of the hydropower sector. But if this approach is continued over a long period of time, there is a risk of the economy losing its balance. Overemphasis given to allocating resources to develop this sector could harm the overall economy. The rest of the sectors of the economy will suffer and paralyze badly in the absence of due attention and adequate investment. Production and productivity will diminish. Supply chain will be broken. Supply of essential goods will depend on the import and in turn import depends on the income generated through electricity export. It would create the gravest effect that the Nepalese economy has never seen. So it is crucial to aim for a uniform growth of all key sectors, rather than pouring all the resources and capital into one sector.



