Bank and financial institutions reported net profit of Rs 9.37bn in the first month of the current fiscal year. This is 7.77 percent lower than the same period of the previous fiscal year when BFIs posted total net profit of Rs 10.16bn. According to the Nepal Rastra Bank (NRB), commercial banks alone posted net profit of Rs 8.38bn in Shrawan (mid-July to mid-August), or 89.33 percent of total net profit of BFIs, in the review period. Development banks and financial companies reported net profits of Rs 820m and Rs 180m, respectively, in the first month of 2025/26.

BFIs had reported a total net profit of Rs 78.8bn in 2024/25. Meanwhile, total deposits in BFIs fell by Rs 63bn and loans by Rs 18bn in mid-August compared to mid-July. In the same period of the previous fiscal year, deposits had declined by Rs 57bn while credit had expanded by Rs 3bn. 

The central bank further added that non-banking assets of banks went up to Rs 50.56bn in mid-July. Among commercial banks, Global IME Bank reported the highest net profit of Rs 784.5m in the first month of 2025/26, followed by Nabil Bank at Rs 716.4m and Nepal Investment Mega Bank (NIMB) at Rs 634.2m. State-owned banks, Rastriya Banijya Bank and Nepal Bank Ltd, took the next two spots with net profits of Rs 558.3m and Rs 552.7m, respectively.

According to the central bank, Prime Commercial Bank was next with a net profit of Rs 505m, followed by Kumari Bank (Rs 492.4m) and Everest Bank (Rs 483.9m). Similarly, NMB Bank posted a net profit of Rs 466.8m, Himalayan Bank Rs 408.9m, Siddhartha Bank Rs 401.4m and Laxmi Sunrise Bank Rs 394.5m.

Likewise, Sanima Bank reported a net profit of Rs 390.3m, followed by NIC Asia (Rs 319.4m), Prabhu Bank (Rs 302.3m), Citizens Bank (Rs 272.5m) and Standard Chartered Bank Rs 271.6m. Machhapuchchhre Bank posted a net profit of Rs 265.2m in the review month, while Nepal SBI Bank and Agricultural Development Bank Ltd earned net profits of Rs 158.9m and Rs 3.8m, respectively.